BIL vs SCHB

SPDR Bloomberg 1-3 Month T-Bill ETF vs Schwab US Broad Market ETF

Quick take
  • SCHB has the lower expense ratio at 0.03% vs 0.14% for BIL.
  • BIL pays a higher dividend yield (3.85%).

Side-by-side metrics

MetricBILSCHB
Expense ratio
Annual fee. Lower is better.
0.14%0.03%
Dividend yield
Trailing 12-month yield.
3.85%1.04%
AUM
Assets under management — bigger funds are typically more liquid.
$47.08B$43.23B
YTD return
1.83%10.54%
1-year return
3-year return
Annualized.
5-year return
Annualized.
10-year return
Annualized.
Beta (3Y)
Volatility relative to the market. Closer to 1 = market-like.
0.001.03
P/E ratio
26.30
Last price
$91.46$29.09
Inception
Issuer
State StreetSchwab

BIL top holdings

Holdings data unavailable for BIL.

SCHB top holdings

Top holdings · SCHB
NVDANVIDIA Corp6.53%
AAPLApple Inc5.72%
MSFTMicrosoft Corp3.78%
AMZNAmazon.com Inc3.25%
GOOGLAlphabet Inc Class A2.87%
AVGOBroadcom Inc2.44%
GOOGAlphabet Inc Class C2.29%
MUMicron Technology Inc1.78%
METAMeta Platforms Inc Class A1.71%
TSLATesla Inc1.60%
Sector breakdown · SCHB
Real Estate2.4%
Consumer Cyclical9.6%
Basic Materials1.9%
Consumer Defensive4.4%
Technology35.8%
Communication Services9.2%
Financial Services11.9%
Utilities2.2%
Industrials9.8%
Energy3.2%
Healthcare9.6%

About BIL

BIL (SPDR Bloomberg 1-3 Month T-Bill ETF) is Ultra-short T-Bills, cash-equivalent. Managed by State Street, the fund carries $47.1B in assets under management, an expense ratio of 0.14%, a dividend yield of 3.85%.

About SCHB

SCHB (Schwab US Broad Market ETF) is Total US equity market. Managed by Schwab, the fund carries $43.2B in assets under management, an expense ratio of 0.03%, a dividend yield of 1.04%. Its largest holding is NVIDIA Corp (NVDA), which represents 6.5% of the portfolio. Real Estate is the fund's largest sector exposure at 2.4%.