DFAC vs XLF

Dimensional US Core Equity 2 ETF vs Financial Select Sector SPDR Fund

Quick take
  • XLF has the lower expense ratio at 0.08% vs 0.17% for DFAC.
  • XLF pays a higher dividend yield (1.52%).

Side-by-side metrics

MetricDFACXLF
Expense ratio
Annual fee. Lower is better.
0.17%0.08%
Dividend yield
Trailing 12-month yield.
0.95%1.52%
AUM
Assets under management — bigger funds are typically more liquid.
$44.49B$51.46B
YTD return
9.47%-4.87%
1-year return
3-year return
Annualized.
5-year return
Annualized.
10-year return
Annualized.
Beta (3Y)
Volatility relative to the market. Closer to 1 = market-like.
1.020.85
P/E ratio
23.4616.49
Last price
$42.89$51.55
Inception
Issuer
DimensionalState Street

DFAC top holdings

Top holdings · DFAC
NVDANVIDIA Corp5.61%
AAPLApple Inc4.69%
MSFTMicrosoft Corp3.92%
AMZNAmazon.com Inc3.06%
GOOGLAlphabet Inc Class A2.14%
METAMeta Platforms Inc Class A1.88%
GOOGAlphabet Inc Class C1.70%
JPMJPMorgan Chase & Co1.00%
AVGOBroadcom Inc0.95%
XOMExxon Mobil Corp0.88%
Sector breakdown · DFAC
Real Estate0.2%
Consumer Cyclical10.7%
Basic Materials3.2%
Consumer Defensive4.9%
Technology28.4%
Communication Services8.5%
Financial Services14.4%
Utilities1.9%
Industrials12.8%
Energy5.9%
Healthcare9.0%

XLF top holdings

Top holdings · XLF
BRK-BBerkshire Hathaway Inc Class B11.66%
JPMJPMorgan Chase & Co11.34%
VVisa Inc Class A7.44%
MAMastercard Inc Class A5.50%
BACBank of America Corp4.76%
GSThe Goldman Sachs Group Inc3.72%
WFCWells Fargo & Co3.41%
MSMorgan Stanley3.08%
CCitigroup Inc3.00%
AXPAmerican Express Co2.32%
Sector breakdown · XLF
Technology1.7%
Financial Services98.0%
Industrials0.2%

About DFAC

DFAC (Dimensional US Core Equity 2 ETF) is Broad US equity market with small and value tilts. Managed by Dimensional, the fund carries $44.5B in assets under management, an expense ratio of 0.17%, a dividend yield of 0.95%. Its largest holding is NVIDIA Corp (NVDA), which represents 5.6% of the portfolio. Real Estate is the fund's largest sector exposure at 0.2%.

About XLF

XLF (Financial Select Sector SPDR Fund) is S&P 500 financial sector. Managed by State Street, the fund carries $51.5B in assets under management, an expense ratio of 0.08%, a dividend yield of 1.52%. Its largest holding is Berkshire Hathaway Inc Class B (BRK-B), which represents 11.7% of the portfolio. Technology is the fund's largest sector exposure at 1.7%.