SCHF vs XLY

Schwab International Equity ETF vs Consumer Discretionary Select Sector SPDR

Quick take
  • SCHF has the lower expense ratio at 0.03% vs 0.08% for XLY.
  • SCHF pays a higher dividend yield (3.06%).

Side-by-side metrics

MetricSCHFXLY
Expense ratio
Annual fee. Lower is better.
0.03%0.08%
Dividend yield
Trailing 12-month yield.
3.06%0.77%
AUM
Assets under management — bigger funds are typically more liquid.
$66.22B$22.59B
YTD return
14.21%-3.06%
1-year return
3-year return
Annualized.
5-year return
Annualized.
10-year return
Annualized.
Beta (3Y)
Volatility relative to the market. Closer to 1 = market-like.
1.031.13
P/E ratio
18.9129.83
Last price
$27.45$116.85
Inception
Issuer
SchwabState Street

SCHF top holdings

Top holdings · SCHF
005930.KSSamsung Electronics Co Ltd3.27%
000660.KSSK Hynix Inc3.19%
ASML.ASASML Holding NV2.41%
HSBA.LHSBC Holdings PLC1.10%
NOVN.SWNovartis AG Registered Shares0.99%
RYRoyal Bank of Canada0.97%
AZN.LAstraZeneca PLC0.96%
NESN.SWNestle SA0.91%
SIE.DESiemens AG0.76%
Sector breakdown · SCHF
Real Estate2.0%
Consumer Cyclical7.2%
Basic Materials6.7%
Consumer Defensive5.8%
Technology18.6%
Communication Services3.3%
Financial Services24.0%
Utilities3.3%
Industrials17.4%
Energy4.5%
Healthcare7.1%

XLY top holdings

Top holdings · XLY
AMZNAmazon.com Inc22.20%
TSLATesla Inc19.62%
HDThe Home Depot Inc5.82%
MCDMcDonald's Corp4.15%
TJXTJX Companies Inc3.92%
BKNGBooking Holdings Inc3.43%
LOWLowe's Companies Inc3.07%
SBUXStarbucks Corp2.90%
MARMarriott International Inc Class A2.02%
RCLRoyal Caribbean Group1.97%
Sector breakdown · XLY
Consumer Cyclical99.0%
Technology1.0%

About SCHF

SCHF (Schwab International Equity ETF) is Developed-market equities ex-US. Managed by Schwab, the fund carries $66.2B in assets under management, an expense ratio of 0.03%, a dividend yield of 3.06%. Its largest holding is Samsung Electronics Co Ltd (005930.KS), which represents 3.3% of the portfolio. Real Estate is the fund's largest sector exposure at 2.0%.

About XLY

XLY (Consumer Discretionary Select Sector SPDR) is S&P 500 consumer discretionary sector. Managed by State Street, the fund carries $22.6B in assets under management, an expense ratio of 0.08%, a dividend yield of 0.77%. Its largest holding is Amazon.com Inc (AMZN), which represents 22.2% of the portfolio. Consumer Cyclical is the fund's largest sector exposure at 99.0%.