VNQ vs XLF

Vanguard Real Estate ETF vs Financial Select Sector SPDR Fund

Quick take
  • XLF has the lower expense ratio at 0.08% vs 0.13% for VNQ.
  • VNQ pays a higher dividend yield (3.60%).

Side-by-side metrics

MetricVNQXLF
Expense ratio
Annual fee. Lower is better.
0.13%0.08%
Dividend yield
Trailing 12-month yield.
3.60%1.51%
AUM
Assets under management — bigger funds are typically more liquid.
$71.35B$51.35B
YTD return
11.54%1.23%
1-year return
3-year return
Annualized.
5-year return
Annualized.
10-year return
Annualized.
Beta (3Y)
Volatility relative to the market. Closer to 1 = market-like.
1.000.75
P/E ratio
31.0317.59
Last price
$97.09$55.54
Inception
Issuer
VanguardState Street

VNQ top holdings

Top holdings · VNQ
VRTPXVanguard Real Estate II Index14.49%
WELLWelltower Inc7.65%
PLDPrologis Inc7.14%
EQIXEquinix Inc5.63%
AMTAmerican Tower Corp4.65%
SPGSimon Property Group Inc3.56%
DLRDigital Realty Trust Inc3.49%
ORealty Income Corp3.03%
PSAPublic Storage2.56%
VTRVentas Inc2.14%
Sector breakdown · VNQ
Real Estate99.4%
Communication Services0.5%
Industrials0.0%
Energy0.1%

XLF top holdings

Top holdings · XLF
BRK-BBerkshire Hathaway Inc Class B12.07%
JPMJPMorgan Chase & Co11.54%
VVisa Inc Class A7.49%
MAMastercard Inc Class A5.45%
BACBank of America Corp4.89%
GSThe Goldman Sachs Group Inc3.93%
WFCWells Fargo & Co3.33%
MSMorgan Stanley3.30%
CCitigroup Inc3.14%
AXPAmerican Express Co2.37%
Sector breakdown · XLF
Technology1.6%
Financial Services98.2%
Industrials0.2%

About VNQ

VNQ (Vanguard Real Estate ETF) is US REITs and real-estate operating companies. Managed by Vanguard, the fund carries $71.3B in assets under management, an expense ratio of 0.13%, a dividend yield of 3.60%. Its largest holding is Vanguard Real Estate II Index (VRTPX), which represents 14.5% of the portfolio. Real Estate is the fund's largest sector exposure at 99.4%.

About XLF

XLF (Financial Select Sector SPDR Fund) is S&P 500 financial sector. Managed by State Street, the fund carries $51.4B in assets under management, an expense ratio of 0.08%, a dividend yield of 1.51%. Its largest holding is Berkshire Hathaway Inc Class B (BRK-B), which represents 12.1% of the portfolio. Technology is the fund's largest sector exposure at 1.6%.