BIL vs XLU

SPDR Bloomberg 1-3 Month T-Bill ETF vs Utilities Select Sector SPDR

Quick take
  • XLU has the lower expense ratio at 0.08% vs 0.14% for BIL.
  • BIL pays a higher dividend yield (3.95%).

Side-by-side metrics

MetricBILXLU
Expense ratio
Annual fee. Lower is better.
0.14%0.08%
Dividend yield
Trailing 12-month yield.
3.95%2.54%
AUM
Assets under management — bigger funds are typically more liquid.
$46.42B$24.05B
YTD return
1.20%7.82%
1-year return
3-year return
Annualized.
5-year return
Annualized.
10-year return
Annualized.
Beta (3Y)
Volatility relative to the market. Closer to 1 = market-like.
0.000.58
P/E ratio
21.90
Last price
$91.44$45.12
Inception
Issuer
State StreetState Street

BIL top holdings

Holdings data unavailable for BIL.

XLU top holdings

Top holdings · XLU
NEENextEra Energy Inc14.00%
SOSouthern Co7.31%
DUKDuke Energy Corp6.92%
CEGConstellation Energy Corp6.70%
AEPAmerican Electric Power Co Inc5.09%
SRESempra4.26%
DDominion Energy Inc3.78%
ETREntergy Corp3.66%
VSTVistra Corp3.45%
XELXcel Energy Inc3.37%
Sector breakdown · XLU
Utilities100.0%

About BIL

BIL (SPDR Bloomberg 1-3 Month T-Bill ETF) is Ultra-short T-Bills, cash-equivalent. Managed by State Street, the fund carries $46.4B in assets under management, an expense ratio of 0.14%, a dividend yield of 3.95%.

About XLU

XLU (Utilities Select Sector SPDR) is S&P 500 utilities sector. Managed by State Street, the fund carries $24.1B in assets under management, an expense ratio of 0.08%, a dividend yield of 2.54%. Its largest holding is NextEra Energy Inc (NEE), which represents 14.0% of the portfolio. Utilities is the fund's largest sector exposure at 100.0%.